If you’re one of the millions of Nationwide members who received a £50 bonus in April 2025, you might already be wondering what’s next. A £100 Fairer Share payment is scheduled for June 2026, and understanding the rules, dates, and who qualifies can help you plan ahead. Here’s a side-by-side look at both payments.

4 related posts

Eligible members for £50 payment: Over 12 million ·
Eligible members for £100 payment: Over 4 million ·
Total value of 2025 £50 payouts: Over £600 million ·
£50 payment window (2025): 9 April – 30 April 2025 ·
£100 payment window (2026): 10 June – 30 June 2026 ·
Qualification snapshot date: 30 September 2024

Quick snapshot

1Confirmed facts
2What’s unclear
  • Exact individual payment dates within each window may vary
  • Future Fairer Share payments beyond 2026 not yet announced
  • Eligibility criteria for subsequent payments may change
3Timeline signal
4What’s next
  • Check eligibility by logging into online banking
  • Keep your Nationwide account active through payment dates
  • Watch for official communication about 2026 payment

Six key facts side by side, one pattern: the 2025 and 2026 payments share the same qualifying snapshot but differ in amount, timing, and additional criteria.

Fact Value
£50 payment date (2025) By 30 April 2025
£100 payment date (2026) 10–30 June 2026
Number of £50 recipients Over 12 million
Number of £100 recipients (estimated) Over 4 million
Total payout for 2025 bonus Over £600 million
Payment method Direct to Nationwide current or savings account

Who gets 100 pounds from Nationwide?

Who qualifies for the Nationwide 50 payment?

  • Over 12 million members received the £50 payment in April 2025 (The Independent).
  • To qualify, you had to be a member on 30 September 2024 and still a member when the payment was made (Nationwide official site).
  • Additional activity requirements applied: at least one qualifying transaction, at least £100 in combined balances, or at least £100 owed on a Nationwide residential mortgage in the 12 months to 30 September 2024 (Nationwide official site).
The upshot

Members who switched their current account to Nationwide using the Current Account Switch Service between 1 July 2024 and 30 September 2024 also qualified for the £50 payment (Nationwide official site).

The implication: the £100 payment introduces stricter account-type requirements, so past eligibility does not guarantee the second payout.

Is Nationwide sending 50 bonus checks to millions of members?

Yes. Nationwide confirmed that over 12 million qualifying members would receive the £50 payment, with a total value of over £600 million (The Independent). The payment was automatically credited to recipients’ current accounts, instant access savings accounts, or limited access savings accounts by 30 April 2025, as reported by Express.

Bottom line: If you were a Nationwide member on 30 September 2024 and met the activity criteria, you can expect £50 already in your account (or it will arrive by 30 April 2025). For the 2026 £100 payment, the requirements are slightly different – check the next section.

Who qualifies for the Nationwide 50 payment?

Already covered above, but worth reinforcing: the £50 payment uses the 30 September 2024 snapshot. Nationwide’s 2024 thank-you payment rules are the same as 2025’s ‘Big Thank You’ – both required membership on that date and meeting one of the activity thresholds (Nationwide official site).

Why this matters

Eligible members who keep their account active through June 2026 stand to receive a total of £150 across the two payments, provided they also satisfy the 2026 criteria – which are not identical to the 2025 rules.

The pattern: Nationwide is gradually narrowing the criteria, shifting from a broad membership bonus to a more targeted reward for current account holders with ongoing financial activity.

Is Nationwide doing fairer share in 2026?

What is the Nationwide Fairer Share payment?

Yes, Nationwide has announced a £100 Fairer Share Payment for 2026, scheduled between 10 June 2026 and 30 June 2026 (MoneySavingExpert). The payment will appear on statements as ‘Nationwide Fairer Share Payment’.

To qualify, members must have an open qualifying current account on 31 March 2026. In addition, they need either qualifying savings of at least £100 at the end of any day in March 2026, or a qualifying mortgage with at least £100 owed on 31 March 2026 (Nationwide terms and conditions). Notably, the current account used for the payment does not have to be the qualifying current account.

Bottom line: The 2026 payment is real and formally planned. Members who were still active on 31 March 2026 with qualifying savings or mortgage activity will receive £100. The payment window is tight – just 21 days in June 2026.

The catch: members who hold only a savings account without a qualifying current account will not qualify for the 2026 payment, a significant departure from the 2025 rules.

When will the Nationwide 100 bonus be paid?

When will the Nationwide 50 payment be paid?

The £100 bonus will be paid between 10 June 2026 and 30 June 2026 (Nationwide terms and conditions). The £50 payment was paid by 30 April 2025, with some members receiving it as early as 9 April 2025 (The Guardian). Both payments are credited directly to the member’s Nationwide current account, instant access savings account, or limited access savings account.

  • 2025 £50: payments started 9 April, completed by 30 April.
  • 2026 £100: payments start 10 June, completed by 30 June.

The 2025 payment used the same snapshot date (30 September 2024), but the 2026 rules require a current account open on 31 March 2026 (MoneySavingExpert).

The catch

If you closed your Nationwide account after 30 September 2024 but before the 2025 payment, you forfeited the £50. For 2026, you must have a qualifying current account open on 31 March 2026 – earlier closure means missing the £100.

The implication: timing your account closure is critical – closing even a week too early could cost you the full £100.

How do I check if I am eligible for the Nationwide 50 payment?

Checking eligibility is straightforward, but the two payments have different qualification checkpoints.

  1. Log in to Nationwide online banking. Eligible members should see a ‘Thank you’ or ‘Fairer Share’ notification if they qualify.
  2. Review your account activity. For the 2025 payment, you needed one qualifying transaction, at least £100 in combined balances, or at least £100 mortgage owed during the 12 months to 30 September 2024 (Nationwide official site).
  3. Check your current account status. For the 2026 payment, ensure your current account is open on 31 March 2026 and either has qualifying savings or mortgage activity (Nationwide terms and conditions).
  4. Contact Nationwide customer service if you are unsure – they can confirm your eligibility over the phone or via secure message.

The key distinction: while the 2025 £50 used the 30 September 2024 snapshot, the 2026 £100 uses a 31 March 2026 snapshot and requires separate activity during March 2026.

Bottom line: Members who maintain an active Nationwide current account through to June 2026 and meet the March 2026 criteria will receive £100 – on top of the £50 they may have already received. Ensure your account is open and meets the savings or mortgage threshold.

Timeline

  • : Snapshot date – must have been a member on this date for both payments.
  • : Start of £50 bonus payments (The Guardian).
  • : Final date for £50 payment.
  • : New snapshot date for 2026 £100 payment (Nationwide terms and conditions).
  • : Start of £100 Fairer Share payment.
  • : End of £100 payment window.

The pattern: the timeline shows a clear shift from a one-off membership bonus to a recurring but stricter reward structure.

Confirmed facts vs what’s unclear

Confirmed facts

  • £50 payment has been paid to eligible members in April 2025 (The Independent).
  • £100 Fairer Share payment is scheduled for June 2026 (Nationwide terms and conditions).
  • Qualification snapshot date is 30 September 2024 (Nationwide official site).
  • 2026 payment requires current account open on 31 March 2026 (Nationwide terms and conditions).

What’s unclear

  • Exact individual payment dates within the window may vary.
  • Future Fairer Share payments beyond 2026 are not yet announced.
  • Eligibility criteria for subsequent payments may change.
  • Whether members with only savings (no current account) in 2025 will automatically qualify in 2026.

What experts say

“We plan to make the payment of £100 to all eligible members between 10 June 2026 and 30 June 2026.”

Nationwide – Fairer Share Payment Terms 2026 (Nationwide official terms)

“We plan to make payments to the current account, instant access savings account, and limited access savings account by April 30, 2025.”

Express article – Nationwide confirms three key dates for £50 payments (Express)

“They will each receive £50, and the cash will start to land in people’s accounts from 9 April.”

The Guardian – Nationwide to hand customers £50 each (The Guardian)

What this means for you

The two payments represent a combined £150 potential windfall for eligible Nationwide members. But the rules have shifted: the £50 payment relied on the 30 September 2024 snapshot, while the £100 payment introduces a new 31 March 2026 snapshot and requires a qualifying current account. For Nationwide members, the choice is clear: keep your current account open and ensure you meet the savings or mortgage threshold by March 2026, or risk missing out on the second payment entirely. Nationwide has signaled that future rewards will increasingly favor active current account holders with ongoing financial engagement.

Additional sources

moneyweek.com

Eligible members who maintained a qualifying current account could receive the £50 payment, while others looking to learn more about the broader scheme can check the details on the Nationwide £100 bonus payment for 2025.

Don't miss these

Frequently asked questions

Do I need to do anything to receive the £50 or £100 payment?

No action is required if you meet the eligibility criteria. Payments are automatically credited to your Nationwide account. However, you must ensure your account remains open and active.

Will I receive both the £50 and £100 payments if I am eligible?

Not necessarily. You must meet the specific eligibility criteria for each payment separately. The 2025 £50 used the 30 September 2024 snapshot; the 2026 £100 uses a 31 March 2026 snapshot with different activity requirements.

What happens if I closed my Nationwide account after 30 September 2024?

If you closed your account before the 2025 payment, you would not have received the £50. For the 2026 payment, you must have a qualifying current account open on 31 March 2026. Closing before that date means you are ineligible.

Is the £100 Fairer Share payment taxable?

Nationwide has not indicated any tax withholding. However, interest or bonus payments may be subject to tax depending on your personal tax situation. Consult a tax adviser.

Can I receive the payment into a joint account?

Yes, if the joint account meets the eligibility criteria. Each eligible joint account holder will receive their own payment, subject to the terms.

When will I know if I am eligible for the 2026 payment?

Nationwide is expected to notify eligible members before the payment window opens in June 2026. You can also check your online banking or contact customer service.

Are there any fees associated with receiving these payments?

No. The payments are free and credited directly to your account with no charges.

What if I was a member on 30 September 2024 but not when the payment was made?

For both payments, you must be a member when the payment is processed. If you closed your account between the snapshot date and the payment date, you will not receive the bonus.

For more details, see our guide on Nationwide 50 Payment Date: £50 Bonus & £100 Fairer Share 2026 and check Bank Holiday 2026 UK – Complete Guide for All Nation for how bank holidays might affect payment processing.